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87% of Banking Customers Stay.
Less Than Half Trust You.

The 2026 Banking Panel Study from Market Force reveals the loyalty paradox reshaping financial services, where customer duration is high, but trust, advocacy, and personalization are dangerously thin. See how your brand ranks across leading banks and credit unions, and where the real competitive ground is being won.

Designed for leaders responsible for measuring, improving, or competing on customer experience in financial services.

The banking leaderboard isn't who you'd guess

Customers aren't leaving their banks. They're disengaging from them. The 2026 Banking Panel Study from Market Force surveyed 1,521 banking consumers across mobile, online, branch, call center, credit card, and loyalty experiences, and the data tells a story most national banks won't want to hear.

Regional and member-focused players are outperforming the largest financial institutions on nearly every customer experience metric that matters. This report shows where the gaps are widening, which channels are now table stakes, and where the next decade of competitive differentiation is actually being decided.

3 findings every banking leader needs to see

Screenshot-worthy stats from across the 2026 study.

87%
Stay 3+ Years

The Loyalty Paradox

87% of customers have stayed with their primary bank 3+ years, but only 48% say they have complete trust in that bank.

Long tenure isn't the same as deep loyalty.

82%
WEEKLY APP USERS

Mobile Is Now Table Stakes

82% of customers use their bank's mobile app weekly. 89% have downloaded it. Availability is no longer a differentiator, depth of functionality is.

The competitive battle has moved inside the app.

48%
REWARDS SATISFACTION

Rewards Programs Are Failing

Loyalty/rewards program satisfaction sits at just 48%. Likelihood to recommend: 50%. Satisfaction is a coin flip across every issuer.

A massive opportunity hiding in plain sight.

A peek at what you'll get in the full study.

Benchmark data and ranked brand performance across every channel that matters.

Brand Ranking & Customer Loyalty Index

How major banks and credit unions compare on CLI.

CX Metrics

Overall satisfaction, likelihood to recommend, and product/service satisfaction.

Primary Bank Mobile App

Adoption, frequency, top activities, ease of use, and friction points.

Online Banking

Website usage patterns, frequency, and transaction behavior.

Branch Visits

Teller and personal banker satisfaction, frequency, and preferred activities.

Loyalty & Rewards Programs

Membership, utilization, benefit preferences, and satisfaction by issuer.

Get the Full 2026 Banking Panel Study

Fill out the form to access the complete interactive report containing clickable charts, brand-by-brand rankings, and benchmark data you can use immediately. Delivered to your inbox within minutes of submiting the form.

2026 Banking Panel Study Full Report